Portfolio Management & Private Portfolios
Portfolio management or private portfolios
As part of our non aligned philosophy, the Cranfield Group uses portfolios that meet your needs as a client – not our own. Our private portfolio service is provided on a fee-only basis, ensuring that our advice is 100 percent impartial and unbiased. By using proven risk profiling tools and with each clients’ individual objectives and needs in mind, our investment advisors put together strategies and portfolios that move you towards your goals. Our investment philosophy is based upon strong academic and scientific knowledge, grounded in Modern Portfolio Theory on asset allocation’s influential role in high performing portfolios; strongly influenced by diversification strategies developed by Nobel Prize winning financial economists. Combining this with a dynamic asset allocation model that utilises both index based investments and an active approach. This active approach can protect your portfolio against structural market changes or catastrophic events and can also leverage an expanded investments opportunity set (beyond what is contained in the index). Carefully monitored, if our active approach does not provide a return above the index then it will be dropped – and we are proud to have delivered these above-index returns to date.
At the outset, we get a clear understanding of a client’s financial needs:
- Is the money invested for income, growth, or both?
- Is the money intended for retirement or another purpose?
- When do you intend to retire?
- Do you need to draw down money while you are still saving?
- What has your previous investment experience been?
- What are your expectations of investment returns?
We work with:
- Families
- High net worth individuals
- Trusts
Get In Touch
To discuss protecting or investing in your future.Latest From the Cranfield Group Blog
If there is something you’d like more info about that you can’t find here, please get in touch.
Protecting one of your clients most important assets – their income
For those clients who are earning an income, some may rarely take a moment to think about how their lives would be if their income was suddenly to stop. So it comes as no surprise to hear many people in New Zealand don't protect one of their most important assets -...
Why having non-Pharmac Health Insurance cover could be important
Pharmac under fire ahead of US free-trade talks SOME OF New Zealand's most prominent businesspeople are rallying to the support of drug buying body Pharmac as lobbying firm Saunders Unsworth mounts a campaign against the agency ahead of free trade negotiations with...
Billions of dollars unclaimed by Kiwis
It's reasonably well known that New Zealand's Inland Revenue Department holds millions of dollars of individuals' unclaimed money. But it's only a fraction of the money Kiwis have lost track of overseas. In Australia alone, says Andrew Lendnal, head of marketing at...